The Department of Veterans Affairs (VA) has announced the 2025 rates for the Montgomery GI Bill Selected Reserve (MGIB-SR), commonly known as Chapter 1606. This program is designed to support the education and training goals of eligible members in the Selected Reserve, including branches like the Army National Guard and Air National Guard.
Here’s what you need to know about the monthly rates and how to make the most of your benefits.
What Are the Monthly Rates for 2025?
The amount you can receive each month depends on your enrollment status and the type of training or education program you’re pursuing. Here are the updated rates:
- For College and University Students:
- Full-time enrollment: $481 per month
- Three-quarter-time enrollment: $360 per month
- Half-time enrollment: $240 per month
- Less than half-time: $120.25 per month
- For Vocational and Trade Schools:
- Rates mirror those for college students, with full-time enrollees receiving $481 monthly.
- For On-the-Job Training and Apprenticeships:
- First six months: $360.75 per month
- Second six months: $264.55 per month
- Remaining time: $168.35 per month
- Specialized Training:
- Flight training: Covers 60% of the approved course cost.
- Correspondence training: Covers 55% of the approved course cost.
These rates are in effect from October 1, 2024, through September 30, 2025. Full-time students in traditional programs will receive the maximum benefit of $481 per month, while those in on-the-job training programs will see a tiered payment that reduces over time.
Can I Get More Than the Base Amount?
Yes, some service members qualify for additional funds through a “kicker,” sometimes called a college fund. This extra benefit is part of your enlistment or reenlistment contract and can significantly increase your monthly payment.
How Long Can I Use These Benefits?
Chapter 1606 benefits are typically available for up to 36 months. Your eligibility ends when you leave the Selected Reserve, although exceptions may apply if you’re discharged due to a disability not caused by misconduct.
What Do I Need to Do to Keep Receiving Payments?
To continue receiving payments, you’ll need to verify your enrollment monthly. This can be done through the VA’s Web Automated Verification of Enrollment (WAVE) system or by contacting the VA directly.
How to Apply for Chapter 1606 Benefits?
Eligible members can apply by completing the VA Form 22-1990 (Application for VA Education Benefits) online at the official VA website. It’s a good idea to consult with your unit’s education services officer or a VA representative to ensure you meet all the criteria and understand the process fully.
Chapter 1606 benefits are a valuable resource for service members looking to advance their education or training. Stay informed and make sure to take full advantage of the opportunities available to you.
