Let’s be real—prices have been going up on just about everything. From gas to groceries, many New Yorkers have been feeling the pinch. But there’s some relief on the way. The state has officially approved a one-time inflation refund payment for 2025, and it could mean a few hundred dollars back in your wallet.
Here’s a simple, straightforward breakdown of who qualifies, how much you might get, and when that money could show up.
What’s the Inflation Refund About?
This refund is part of New York’s 2025–2026 state budget. Basically, the government is handing out direct payments—up to $400 per household—to help ease the pressure from rising costs. It’s designed mostly for lower- and middle-income families and individuals.
The funding is coming from a $2 billion relief package. And no, you don’t need to apply—if you’re eligible, the state will send it automatically.
Who’s Eligible to Receive It?
To get the refund, you’ll need to meet a few basic requirements:
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You lived in New York for the full year in 2024.
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You filed your New York State tax return for 2024.
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Your income must be:
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$75,000 or less if you’re single
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$150,000 or less if you’re married and filing jointly
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You also need to have claimed one of these tax benefits:
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Empire State Child Credit
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Earned Income Credit
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STAR property tax relief
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If that sounds like you, you’re probably on the list to receive the check.
How Much Money Are We Talking?
The payment amount varies based on how much you earn and your filing status. Here’s a quick overview:
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If you’re a single filer making up to $75,000: $200
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If you’re a single filer making $75,000–$150,000: $150
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Married couples making up to $150,000: $400
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Married couples making $150,000–$300,000: $300
While it’s not a huge amount, it could help cover a utility bill, groceries, or even a tank or two of gas.
When Will the Checks Go Out?
Payments started going out in April 2025, and they’re being sent in batches. Some people are getting direct deposits, while others will receive checks in the mail.
There’s no exact date for everyone, but the state says most payments should arrive by the end of May. If you haven’t filed your taxes yet or your return is still being processed, your check might take a little longer.
How Can You Check If You’re Getting One?
You can head over to the New York State Tax Department’s website (tax.ny.gov) to check your eligibility and payment status. You’ll need your Social Security number and some details from your most recent tax return.
Prefer to speak with someone? You can also call 518-457-5181 to talk to a representative.
Other Support Programs Included in the Budget
This inflation refund is just one piece of a larger plan aimed at supporting New Yorkers. The state budget also includes:
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Bigger child tax credits: Up to $1,000 for kids under 4, and $500 for kids 4 to 16
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Free breakfast and lunch for all public school students, no forms needed
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Major tax cuts for low- and middle-income families—the lowest tax rates the state has seen in decades
If you’ve been stressed about rising costs, this refund won’t solve everything—but it can help. And the best part? You don’t have to jump through hoops to get it. Just make sure your tax return is filed and your mailing or banking info is up to date.
