The Truth About the $2400 Social Security Boost—What Seniors Need to Know

Thanks to discussions around the Social Security Expansion Act, many Social Security recipients have been hopeful for an extra $2,400 in benefits in 2025. While the proposal aimed to increase benefits by $200 per month, adding up to $2,400 annually, it has not been passed into law. Here’s what’s happening with Social Security benefits this year and what seniors need to know about their payments.

What’s Happening With Social Security in 2025?

Although the proposed $2,400 boost has not been approved, beneficiaries will see increased payments due to the 2.5% Cost-of-Living Adjustment (COLA) introduced for 2025. The COLA adjustment is designed to help retirees and other beneficiaries keep up with rising living costs.

Here’s how the increase will affect payments:

• Average Monthly Benefit: Retirees will see an increase from $1,927 in 2024 to $1,976 in 2025, an extra $49 per month on average.
• Maximum Monthly Payment: Retirees who delay claiming benefits until age 70 can receive up to $5,108 per month.

What About SSI Payments?

Supplemental Security Income (SSI) recipients are also seeing higher payments in 2025.

• Individuals: Payments are now $967 per month, up from $914 in 2024.
• Couples: Monthly benefits have increased to $1,450.
• Essential Persons: Those assisting SSI recipients can receive $484 per month.

These increases were automatically applied starting in January 2025.

Eligibility for COLA Increases

All Social Security beneficiaries are eligible for the 2025 COLA adjustments, including:

• Retirees receiving Social Security retirement benefits.
• Individuals receiving Social Security Disability Insurance (SSDI).
• Survivors and dependents.
• SSI recipients.

The best part? No additional action is required. The adjustment is automatically reflected in your monthly payments.

Payment Dates for 2025

Social Security payments follow a standard schedule based on your birth date:

• Birthdays on the 1st–10th: Payments are sent on the second Wednesday of each month.
• Birthdays on the 11th–20th: Payments are sent on the third Wednesday.
• Birthdays on the 21st–31st: Payments are sent on the fourth Wednesday.

For SSI recipients, payments are generally made on the first of the month unless that date falls on a weekend or holiday, in which case payments are issued earlier.

What’s Next for Social Security?

While the $2,400 proposal has not been enacted, efforts to expand Social Security benefits remain a topic of discussion in Congress. Seniors and other beneficiaries should stay informed through official updates from the Social Security Administration to ensure they receive accurate information about future changes.

For personalized details about your benefits, visit SSA.gov or call 1-800-772-1213.