Many Social Security beneficiaries will see two payments this January, thanks to a schedule shift due to holidays. While this might look like a bonus, it’s simply an adjustment to ensure payments arrive on time. Here’s what you need to know about SSI, SSDI, and VA benefits, including key payment dates and the 2025 cost-of-living adjustment (COLA).
Why Two Payments for Some?
Supplemental Security Income (SSI) recipients received their January 2025 payment early, on December 31, 2024, because January 1 is a federal holiday. This means SSI beneficiaries will see two payments in December 2024 but no additional payment in January.
Social Security Payment Schedule for January 2025
The Social Security Administration (SSA) distributes payments based on birth dates or specific circumstances:
- January 3, 2025: SSDI beneficiaries who started receiving benefits before May 1997, or those receiving both SSI and SSDI.
- January 8, 2025: Birth dates between the 1st and 10th.
- January 15, 2025: Birth dates between the 11th and 20th.
- January 22, 2025: Birth dates between the 21st and 31st.
VA Benefits for January 2025
Veterans receiving disability or pension payments from the Department of Veterans Affairs will receive their benefits on January 2, 2025, since January 1 is a federal holiday.
2025 Cost-of-Living Adjustment (COLA)
All Social Security and VA benefits include a 2.5% COLA increase for 2025. This means:
- SSI payments are now $967 for individuals and $1,450 for couples.
- SSDI and retirement beneficiaries will see similar increases based on their earnings history.
How to Check Your Payment
- Verify your payment method (direct deposit or paper check).
- Log in to your mySocialSecurity account for exact dates and amounts.
- For VA payments, visit the VA’s eBenefits portal.
What to Do If You Don’t Receive Your Payment
If your payment is late:
- Wait three business days past the expected date.
- Call the SSA at 1-800-772-1213 or the VA at 1-800-827-1000 for assistance.
Final Thoughts
January 2025’s “double payments” for some Social Security recipients are not extra funds but a scheduling adjustment. With the COLA increase, beneficiaries can enjoy higher payments, providing essential financial support as the new year begins. Keep an eye on your account to ensure your payments arrive on schedule
