Many Americans are set to receive a $1,300 stimulus checks in 2025, but not everyone will qualify. The IRS has confirmed that these payments will go out automatically to eligible taxpayers, specifically those who missed out on the 2021 Recovery Rebate Credit.
The IRS is making efforts to ensure that individuals who were entitled to stimulus money but didn’t claim it get the financial support they deserve. If you think you might qualify, here’s everything you need to know about eligibility, payment dates, and how to claim your check if you haven’t yet.
Who Qualifies for the $1,300 Stimulus Check?

Not everyone will receive this stimulus check. The payments are specifically for taxpayers who filed a 2021 tax return but did not claim the Recovery Rebate Credit. If you:
Filed a 2021 tax return
Left the Recovery Rebate Credit blank or entered $0 when you were eligible
Met the income and tax filing requirements at the time
Then you will automatically receive the payment—no need to apply!
The IRS has estimated that around one million taxpayers will benefit from these stimulus payments, with a total of $2.4 billion set to be distributed.
How Will the $1,300 Stimulus Check Be Paid?
The IRS has confirmed that payments will be issued automatically, so you do not need to take any action if you qualify.
Payments will be sent via:
Direct deposit to the bank account listed on your most recent tax return
Paper check mailed to the address on file with the IRS
Along with the payment, recipients will also get a separate IRS letter confirming the details of their stimulus check.
What If You Never Filed a 2021 Tax Return?
If you never filed a 2021 tax return, you may still be eligible to receive this stimulus money. The IRS is encouraging those who missed out on previous payments to file their 2021 taxes before April 15, 2025 to claim any credits or refunds they are entitled to.
Even if you had little or no income in 2021, you can still qualify for the payment, but you must submit a tax return before the deadline to receive it.
How to Check If You’re Getting a Payment
To confirm whether you qualify for the $1,300 stimulus payment, you can:
Log into your “my IRS” account at IRS.gov
Check your 2021 tax return to see if you claimed the Recovery Rebate Credit
Look out for an IRS letter notifying you of an upcoming payment
Monitor your bank account or mailbox for the deposit or check
What You Should Do Now
If you believe you are eligible for the $1,300 stimulus check, keep an eye on your mail and bank account as payments will be processed in early 2025. If you never filed a 2021 tax return, consider filing as soon as possible to claim any money that may still be owed to you.
For the most up-to-date information, visit the official IRS website or speak with a tax professional to ensure you don’t miss out on your payment!