Filing your taxes doesn’t have to cost you a dime. Thanks to the IRS Free File program, millions of Americans with an Adjusted Gross Income (AGI) of $84,000 or less can prepare and submit their federal tax returns for free. The IRS recently announced the return of this program for the 2024 tax season, providing a stress-free and cost-free option to file your taxes online.
Here’s how it works and what you need to know to get started.
Who Qualifies for IRS Free File?
To take advantage of the IRS Free File service, you must meet the following criteria:
Earn an AGI of $84,000 or less – This income limit applies to the 2024 tax year.
Active-duty military personnel with an AGI of $84,000 or less are also eligible.
No additional cost for federal tax returns – Some partners also offer free state tax returns, but this varies depending on the state and provider.
Millions of taxpayers, including low- to moderate-income individuals and families, are expected to benefit from this free filing service.
How to Use the IRS Free File Program
Getting started with Free File is simple and can help you avoid unnecessary fees during tax season. Here’s a step-by-step guide:
- Visit the IRS Free File Website – Head to the official IRS Free File page to explore the available tax preparation software providers.
- Choose a Provider – The IRS partners with several tax software providers, including well-known companies, to offer free services tailored to your specific financial situation.
- Create an Account – You’ll need to create an account with your chosen provider to start filing.
- Prepare and File Your Return – Use the software to input your tax information and file your federal return electronically. Some providers may also offer free state returns, depending on your location.
The program is open until October 2025 for electronically filing federal tax returns, though most taxpayers should file by the standard deadline of April 15, 2025.
Why Use IRS Free File Instead of Paid Services?
Save Money: Many tax preparation services charge fees, even for basic returns. With IRS Free File, eligible taxpayers can save hundreds of dollars.
Convenience: The program provides access to reputable tax software, offering easy step-by-step instructions for completing your return.
Accuracy: The software checks for errors and ensures that you’re taking advantage of available deductions and credits, such as the Earned Income Tax Credit (EITC) or the Child Tax Credit (CTC).
What About State Tax Returns?
Some IRS Free File partners offer free state tax filing, but this depends on the provider and the state in which you live. Be sure to check if your state is included when selecting a provider. If not, you may still need to file your state taxes separately or pay a small fee.
Final Tips for a Smooth Filing Experience
Start Early: Filing early gives you more time to correct any errors and avoid last-minute stress.
Gather Your Documents: Make sure you have all necessary documents, including W-2s, 1099s, and any deduction or credit-related forms.
Double-check your Work: Even though the software checks for common errors, reviewing your return ensures accuracy.
The IRS Free File program is an excellent option for those who qualify, offering a reliable, easy, and free way to file taxes without paying extra fees. To get started, visit the official IRS website and select the provider that’s right for you.
