If you or a loved one receives Supplemental Security Income (SSI), there’s good news! In February 2025, some beneficiaries will receive a monthly payment of $484. This is due to the latest 2.5% cost-of-living adjustment (COLA), which helps recipients keep up with inflation. But when will the money arrive? And who qualifies for this extra cash? Here’s everything you need to know.
When Will the $484 SSI Payment Arrive?
Social Security usually deposits SSI payments on the first of every month. But there’s a catch—if that date falls on a weekend or a holiday, payments get sent out earlier.
Since February 1, 2025, falls on a Saturday, the Social Security Administration (SSA) has scheduled payments to be deposited on Friday, January 31, 2025. That means recipients will get their money a day early instead of waiting until February.
Who Qualifies for the $484 SSI Payment?
Not everyone on SSI will receive the $484 payment. This specific benefit goes to individuals classified as “essential persons.”
An essential person is someone who lives with an SSI recipient and provides necessary support to help them remain independent. However, there are specific rules to qualify:
- You must live in the same household as the SSI recipient.
- You must provide essential care or services that help the recipient maintain their daily life.
- Both you and the SSI recipient must have limited income and resources.
- The SSA must officially recognize you as an essential person.
If you meet all these criteria, you can expect the $484 monthly benefit as part of the SSI program.
Why Is There a Payment Increase?
Every year, the Social Security Administration applies a Cost-of-Living Adjustment (COLA) to keep up with inflation. In 2025, the COLA increased by 2.5%, raising the maximum essential person payment to $484 per month.
This adjustment is based on changes in the Consumer Price Index (CPI), which tracks inflation and the cost of everyday goods and services. Without COLA, benefits would lose value over time, making it harder for recipients to afford necessities.
Final Thoughts – Don’t Miss Your Payment!
If you qualify as an essential person, your $484 SSI payment should be deposited into your account on January 31, 2025. Make sure your direct deposit details are up to date to avoid any delays.
For more information or to check your eligibility, visit the Social Security Administration’s official website or call their support line. If you think you should be classified as an essential person but aren’t receiving the payment, contact SSA to review your case.
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