For millions of Americans who rely on Social Security to help cover bills, groceries, and everyday living, the middle of the month is more than just a date on the calendar—it’s payday.
This May, the Social Security Administration is sending out RSDI payments—short for Retirement, Survivors, and Disability Insurance—to eligible recipients across the country. The average check this month is about $1,853, and depending on your birthday, you could be getting yours as soon as this week.
Let’s break it all down so you know when to expect your money, and what to do if it doesn’t show up on time.
When Will I Get Paid?
Your payment date depends on when you were born. Social Security uses a staggered schedule to make sure the system runs smoothly. If you get RSDI benefits and your birthday falls on:
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May 1–10: You’ll get your payment on Wednesday, May 8
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May 11–20: Your check arrives Wednesday, May 15
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May 21–31: Expect your deposit on Wednesday, May 22
These dates apply to most people who started receiving benefits after May 1997. If you fall into this group, you’re part of the regular Wednesday payment schedule.
What If I Got Benefits Before May 1997?
If you’ve been receiving Social Security benefits since before May 1997, your payment schedule is a little different. In your case, you were likely paid earlier this month—on Friday, May 3. That’s because May 3 is the regular date for early filers and combined SSI/RSDI recipients. But since May 3 landed on a Saturday this year, the payment went out a day early.
If you receive both Social Security and SSI, your SSI was paid on May 1, and your regular Social Security benefit hit your account on May 3.
How Much Will I Receive?
The average monthly RSDI benefit for individuals this year is approximately $1,855.57, though that number can vary based on your work history, earnings, and the type of benefit you qualify for. Some people receive more, others receive less, but most are within a few hundred dollars of that average.
What If My Payment Is Late?
Delays do happen occasionally, especially if there’s a bank holiday or a processing issue. If your money doesn’t show up on your expected date, the Social Security Administration recommends waiting three mailing days before contacting them. If you still haven’t received anything after that, you can call their helpline at 1-800-772-1213 or visit your local Social Security office for help.
Why These Dates Matter
For many retirees, people with disabilities, and survivors receiving benefits, this monthly payment isn’t just helpful—it’s essential. Whether it’s rent, medication, or groceries, that deposit can mean peace of mind for the weeks ahead.
That’s why knowing exactly when the payment will hit can make a big difference. Planning ahead and keeping track of your deposit dates can help you avoid late fees, missed bills, or unnecessary stress.
A Helpful Reminder
If you haven’t already, consider creating a mySocialSecurity account at www.ssa.gov. It’s free, and it allows you to keep track of your payment history, update personal details, and make sure everything is running as it should.
Final Thoughts
The RSDI payment schedule might seem confusing at first, but once you know your group—based on your birthday—it becomes a lot easier to plan for. Whether your check is coming this week or later in the month, the most important thing is knowing it’s on the way.
So, if you were born anytime from the 1st to the 31st, keep an eye on your bank account this month. Your $1,853 (or more) payment could be arriving any day now.
