No retirement savings

Financial Pro Calms Retirement Panic at 54: “Gonna Be Fine” with Two Key Goals in 11 Years

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A scared 54-year-old listener on The Dave Ramsey Show sought financial guidance about retirement. A 54-year-old Florida realtor, Denise, disclosed her financial situation: $94,000 in a 401k, a seven-month emergency fund, a $127,000 mortgage, two car payments, and a total salary of $70,000. Denise sought retirement advice, overwhelmed and panicked. Dave Ramsey Unveils Clear Path … Read more

Americans With No Retirement Savings Expected To Work Longer Than They Planned And Here’s Why

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No Retirement Savings

Here’s why Americans with no retirement savings are expected to work longer than planned. Americans with No Retirement Savings Could Possibly Work Longer Than They Planned to Meet Their Basic Needs Millions of Americans nearing their retirement age reportedly have no retirement savings could possibly work longer than they planned to meet their basic needs, … Read more