Ditch Your 401(k)? Here’s Why a High-Yield Savings Account Might Not Cut It!

Many people are rethinking their retirement plans, wondering if a high-yield savings account (HYSA) could be a better option than a traditional 401(k). With some HYSAs now offering interest rates around 5%, the idea seems tempting. But is it really a good alternative for long-term savings? A high-yield savings account offers a safe and easily…