As tax season kicks off in 2025, millions of Americans are eager to know when they’ll receive their much-anticipated refunds. Whether you’re filing federal or state taxes, the timeline can vary depending on how you file and your chosen refund delivery method. Here’s a breakdown of what you can expect and tips to get your money faster.
Federal Tax Refunds: What’s the Wait?
The IRS officially begins accepting 2025 tax returns on January 27, with the filing deadline set for April 15. If you file electronically and choose direct deposit, the IRS estimates refunds will arrive within 21 days of filing. This is the fastest option available.
On the other hand, if you’re mailing in a paper return or requesting a paper check for your refund, expect to wait significantly longer up to eight weeks for processing, with additional time for the check to arrive.
State Tax Refunds: A Mixed Bag
State tax refund timelines can vary widely depending on where you live. Similar to federal taxes, electronic filing with direct deposit is the fastest option, often resulting in refunds within two weeks. However, states that process returns manually or have older systems may take longer, especially for paper-filed returns, which can take six to twelve weeks.
Why Delays Happen
Several factors can slow down the process for both state and federal refunds. Common reasons include:
- Errors on Your Tax Return: Simple mistakes, like typos or incorrect Social Security numbers, can delay processing.
- Certain Credits Require Extra Verification: Refunds that include the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC) are often delayed for additional security checks.
- Identity Verification: The IRS and states may flag returns for identity verification to prevent fraud, which can add weeks to the timeline.
Tips to Get Your Refund Faster
- File Electronically: Paper returns are notoriously slower. Use e-filing to avoid unnecessary delays.
- Choose Direct Deposit: This is the fastest way to get your refund, and it avoids the risk of stolen checks.
- Double-Check Your Return: Ensure all information is accurate to avoid processing hiccups.
How to Track Your Refund
For federal refunds, the IRS provides the “Where’s My Refund?” tool and the IRS2Go mobile app. You’ll need your Social Security number, filing status, and the exact refund amount.
Most states also offer online portals to check your state refund status. Visit your state’s Department of Revenue website and have your Social Security number and refund amount ready.
Bottom Line
The key to getting your tax refund quickly in 2025 is preparation. File early, file accurately, and use direct deposit for the fastest turnaround. By following these tips, you can minimize delays and enjoy your refund sooner.
