Many Americans are eager for financial relief, and a widely discussed figure—$697—has been making rounds online. But is this a real payout from the Social Security Administration (SSA), or just a mix-up?
Let’s break it down.
SSI Payments Are Increasing in 2025
The Social Security Administration has announced an increase in Supplemental Security Income (SSI) benefits for 2025. Due to the annual Cost-of-Living Adjustment (COLA), SSI recipients will see higher monthly payments.
For an eligible individual, the new maximum monthly SSI benefit will be $967 starting in January 2025. This is an increase from the 2024 amount, helping low-income individuals, the elderly, and people with disabilities keep up with inflation.
Why Is Everyone Talking About $697?
The $697 figure has caused some confusion, but it does not represent the official SSI payment amount. Some sources may have misunderstood past benefit amounts or mixed them up with other government assistance programs.
To be clear, the SSA has confirmed that the actual SSI payment for eligible individuals will be $967—not $697.
Who Qualifies for SSI Benefits?
To receive SSI payments, individuals must meet these criteria:
- Low Income & Limited Resources – Your countable financial resources cannot exceed $2,000 for individuals or $3,000 for couples.
- Age or Disability – You must be at least 65, blind, or have a qualifying disability.
- Citizenship & Residency – You must be a U.S. citizen or a qualifying non-citizen.
How to Apply for SSI Benefits
If you believe you qualify, here’s how to apply:
- Check Your Eligibility – Review the financial and personal requirements.
- Gather Your Documents – Proof of income, medical records (if disabled), and identification are needed.
- Apply Online or In-Person – Submit your application through the SSA website or by visiting your local Social Security office.
- Wait for Approval – The SSA will review your case and notify you of their decision.
When Will You Get Your SSI Payment?
SSI payments are typically deposited on the first of each month. If you receive both SSI and Social Security benefits, your payment date may vary slightly. Choosing direct deposit ensures faster access to your funds.
Stay Updated & Avoid Scams
With misinformation spreading online, always check official sources like the Social Security Administration website for accurate details. If you’re unsure about any claims, contact the SSA directly to verify the facts.
While the $697 figure may be misleading, the good news is that SSI payments are increasing in 2025, providing much-needed financial support for those who qualify. Make sure you’re aware of your benefits and take advantage of the assistance available to you.
