The 2025 tax season is in full swing, and the IRS has reported that the average tax refund for this year is $2,169. While this amount is notably lower than last year’s $3,207 average, many taxpayers are still receiving refunds, with some expected to see their checks this week. But who exactly is getting these refunds, and what can you do to ensure you get yours quickly?
Why Are Refunds Smaller This Year?
The decline in average tax refunds is largely due to the expiration of pandemic-era tax benefits. These tax credits and deductions were designed to offer relief during the COVID-19 pandemic, but as they have expired, many taxpayers are seeing smaller refunds in 2025.
Additionally, refunds for those who claim the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC) are delayed. Under federal law, the IRS cannot process refunds for these credits until mid-February, meaning some people will see their refunds later in the season.
Who’s Receiving Refunds Now?
For taxpayers who filed their tax returns early in the season—before the middle of February and without claiming the EITC or ACTC—refunds have already been processed. The IRS typically processes e-filed returns with direct deposit within 21 days. If you filed early and don’t claim these credits, you’re likely among those receiving their refunds right now.
How to Be Eligible for a Tax Refund
To qualify for a tax refund, your tax situation has to involve overpaying your taxes. Here’s how it works:
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Overpaid Taxes: If you’ve had more taxes withheld from your paycheck than you actually owe, the IRS will send you the difference as a refund.
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Tax Credits: Many taxpayers benefit from tax credits like the Child Tax Credit or Education Credits. If these credits reduce your tax liability to below zero, you could receive the remaining balance in a refund.
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Filing Status and Income Level: The amount of tax you owe, based on your filing status (single, married filing jointly, etc.), can impact how much of a refund you receive.
Tips to Ensure a Fast Refund
To avoid any delays and receive your refund as quickly as possible, follow these tips:
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File Electronically: Filing online is the fastest way to process your return. The IRS reports that e-filers generally receive refunds within 21 days.
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Choose Direct Deposit: Opting for direct deposit speeds up the process significantly. If you don’t want to wait for a check, have the refund sent straight to your bank account.
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Check Your Return for Mistakes: Small errors, like misspelled names or incorrect Social Security numbers, can cause delays. Double-check all your information before submitting.
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Be Aware of Common Mistakes: Errors with your income or filing status can hold up your refund. Ensure that all the details are accurate to avoid a longer wait time.
Where’s Your Refund? Track It Now
Once you’ve filed, you don’t need to wonder where your refund is. The IRS offers a tool called “Where’s My Refund?” that lets you check your refund status. You can access this service online or through the IRS2Go mobile app. If you filed electronically, you can check your status within 24 hours. Paper filers will need to wait about four weeks before they can track their refund.
Conclusion
Although tax refunds are smaller this year due to the end of pandemic-related benefits, many taxpayers will still receive significant refunds. The key to getting yours quickly is filing on time, ensuring all information is accurate, and choosing direct deposit for faster delivery. Stay updated with the IRS’ tools, and remember, the earlier you file, the sooner you can expect your refund.
