Supplemental Security Income (SSI) is a lifeline for millions of Americans, providing financial assistance to those who are elderly, blind, or disabled with limited income. While the federal government sets a base payment, the actual amount you receive can vary widely depending on where you live. Some states provide additional benefits, while others stick to the federal minimum.
So, how much can you expect to receive in your state? And more importantly, are you eligible for these payments? Let’s break it down.
Understanding SSI Payments
As of 2025, the maximum monthly SSI payment from the federal government is $967 for individuals and $1,450 for couples. However, that’s just the starting point. Some states kick in extra money, increasing the total payout.
On average, SSI recipients across the country receive around $671 per month, but this number varies significantly by location.
SSI Payments by State
Some states provide substantial supplements, while others don’t add anything at all. Here’s a look at how much people are receiving in different parts of the country:
- California – Up to $845 for individuals and $1,407 for couples
- Alaska – As high as $1,036 for individuals and $1,539 for couples
- New York – Around $1,228 for individuals
- Ohio – Up to $1,180 for individuals and $2,170 for couples
Meanwhile, states like Mississippi and Arkansas provide no extra payment, meaning recipients there get only the federal base amount.
Who Qualifies for SSI?
Not everyone is eligible for SSI. To qualify, you must meet the following criteria:
- Be at least 65 years old, blind, or have a qualifying disability
- Have very limited income (generally below $1,971 per month for individuals or $2,915 for couples)
- Have minimal assets (less than $2,000 for individuals and $3,000 for couples, excluding a home and one vehicle)
- Be a U.S. citizen or qualifying non-citizen living in one of the 50 states, Washington, D.C., or the Northern Mariana Islands
How to Apply for SSI
If you think you qualify for SSI, the next step is applying through the Social Security Administration (SSA). You can apply online, over the phone, or in person at a local SSA office. Be prepared to provide details about your income, resources, and medical condition (if applying for disability).
Final Thoughts
SSI payments vary dramatically depending on where you live, with some states offering additional funds while others stick to the federal minimum. If you’re struggling financially and think you might qualify, it’s worth checking out your eligibility and applying as soon as possible.
Millions of Americans rely on this program every month—make sure you’re getting the benefits you deserve.
