Millions of Americans who rely on Supplemental Security Income (SSI) will see a boost in their monthly payments in 2025. Thanks to a cost-of-living adjustment (COLA) by the Social Security Administration (SSA), recipients can expect a noticeable increase in their benefits.
How Much Will SSI Pay in 2025?
The new payment amounts, which went into effect on January 1, 2025, include:
- Individuals: The maximum monthly benefit is now $967, up from $943 in 2024.
- Couples: If both partners qualify, they will receive $1,450 per month, up from $1,415.
- Essential persons: Those who provide necessary care to SSI recipients will now get $484, up from $458.
This increase is designed to help recipients keep up with rising costs, ensuring that their benefits maintain their value in an inflation-driven economy.
Why Are SSI Payments Increasing?
Every year, the SSA adjusts benefits to match inflation. This adjustment is based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which tracks the cost of goods and services. In 2025, the COLA increase is 2.5%, reflecting the rise in living expenses over the past year.
While inflation has slowed compared to previous years, everyday costs like groceries, rent, and healthcare remain high. This increase in SSI payments helps offset those expenses, providing much-needed financial relief to beneficiaries.
When Will You See the Increase?
For most SSI recipients, the higher payments started on December 31, 2024, just in time for the new year. Those receiving both SSI and Social Security benefits will see their payments rise in January 2025.
Can You Get More Than the Federal SSI Payment?
Yes! Some states offer additional payments to SSI recipients on top of the federal amount. This extra money varies by state, so it’s a good idea to check with your local social services office to see if you qualify.
How to Check Your New Payment Amount
The SSA now provides COLA notices online, making it easy for recipients to see their updated payment amounts. You can log into your my Social Security account at www.ssa.gov/myaccount to check your benefits and stay updated on any future changes.
Bottom Line
The 2025 SSI payment increase is a welcome change for millions of Americans who depend on these benefits. While it may not solve every financial challenge, the higher payments help cover essential expenses and provide a bit more stability in an uncertain economy.
To make sure you’re getting the right amount and to explore any additional benefits available in your state, be sure to check your my Social Security account or contact your local SSA office.
