If you’re receiving Social Security benefits, it’s time to mark your calendar! The Social Security Administration (SSA) has released the payment schedule for February 2025, and knowing your exact deposit date can help you plan your budget.
Payments are sent out based on your birth date, and here’s when you can expect to receive yours:
- February 12, 2025 (Wednesday): If your birthday falls between the 1st and 10th of the month, your payment will arrive on this day.
- February 19, 2025 (Wednesday): If you were born between the 11th and 20th, expect your payment on this date.
- February 26, 2025 (Wednesday): If your birthday is between the 21st and 31st, this is your payment day.
If you’ve been receiving benefits since before May 1997, you follow a different schedule. Your Social Security check arrives on the 3rd of each month—so for February, that means Monday, February 3, 2025.
Bigger Payments in 2025!
Good news for Social Security beneficiaries—your check is getting bigger! The SSA has applied a 2.5% Cost-of-Living Adjustment (COLA) for 2025. This means the average monthly Social Security check will increase to $1,976, up from $1,927 in 2024. If you retire at age 70, your maximum monthly benefit could now be as high as $5,108!
How to Make Sure You Get Paid on Time
To avoid any delays, the SSA recommends setting up direct deposit. This ensures that your money is available in your bank account on your payment date, without the risk of lost or delayed checks. You can set up direct deposit through your my Social Security account online or by calling the SSA.
If your payment doesn’t arrive on time, the SSA advises waiting three business days before contacting them. You can reach the SSA at 1-800-772-1213 or visit your local Social Security office for assistance.
Stay informed and plan ahead—your Social Security payment is on the way!
