In the realm of matrimony, celebrations abound, but so does the paperwork.
The Social Security Administration (SSA), it is of utmost importance for newlyweds to remember that their Social Security number must align with their name as recorded in the annals of the Social Security Administration’s lifetime earnings database.
For those who opt to change their name in the legal sense after exchanging vows, there’s a crucial step to take: applying for a replacement Social Security card bearing the new name. Simultaneously, it’s imperative to update your employment details to ensure that your earnings are reported and taxes are withheld under the accurate moniker. The Social Security Administration (SSA) relies on your earnings history to calculate Social Security Administration benefits. Any discrepancies in this record could potentially result in reduced monthly payments and deferred benefits.
It’s vital not to procrastinate on this matter, as there exists a statute of limitations for rectifying your earnings record. The opportunity for corrections spans up to three years, three months, and 15 days from the conclusion of the taxable year in which your wages were earned, according to AARP.
To facilitate the name change on your card, you’ll need to provide verifiable documents confirming your legal name alteration and identity
Required documentation includes a marriage certificate, in addition to a U.S. driver’s license, state-issued non-driver’s ID, or U.S. passport. If you have inquiries about the requisite documents for changing your name and obtaining a replacement card, refer to the Social Security Administration (SSA)’s dedicated Social Security Number and Card page or reach out by phone at 1-800-772-1213 (or 1-800-325-0778 for those with hearing impairments). Once you’ve completed your application online or in person, your replacement Social Security Administration card will be dispatched to your mailing address.
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