Families across the United States rely on the Supplemental Nutrition Assistance Program (SNAP) to help cover the cost of food. In 2025, the maximum monthly SNAP benefit for a family of four is set at $975 in the 48 contiguous states and Washington, D.C. This amount reflects annual adjustments made to keep pace with rising food costs.
For families in Alaska and Hawaii, SNAP benefits are higher due to the increased cost of living. In Alaska, the maximum monthly benefit varies from $1,258 to $1,953, depending on the region, while in Hawaii, the maximum is $1,723.
How Are SNAP Benefits Calculated?
While the maximum benefit for a family of four is $975, not all households receive this full amount. The actual benefit is determined based on a family’s net income.
- The U.S. Department of Agriculture (USDA) calculates SNAP benefits by assuming that families spend 30% of their net income on food.
- To determine the monthly benefit, 30% of the household’s net income is subtracted from the maximum allotment.
For example:
- A family of four with a net monthly income of $1,000 would have $300 (30% of $1,000) deducted from the $975 maximum benefit, leaving them with $675 in monthly SNAP benefits.
- A family without net income would qualify for the full $975 monthly benefit.
These adjustments ensure that households with the greatest financial need receive the most support.
Who Qualifies for SNAP in 2025?
To qualify for SNAP benefits, families must meet income and resource limits set by the USDA.
- Gross Income Limit: Typically 130% of the Federal Poverty Level (FPL)
- Net Income Limit: Must be at or below 100% of the FPL
- Resource Limit: Households must have less than $2,750 in countable assets (or $4,250 for households with a senior or disabled member)
Each state administers its own SNAP program, so additional rules and deductions may apply based on housing costs, utilities, and childcare expenses.
Final Thoughts
For families struggling with rising grocery prices, SNAP remains a crucial resource. While the maximum benefit for a family of four is $975, the actual amount varies based on income and household expenses. Families looking to apply for or check their benefit amounts can visit their state’s SNAP office or use the USDA’s online eligibility tool.
