Millions of Americans receiving Supplemental Security Income (SSI) will see a boost in their monthly checks this year. Thanks to a cost-of-living adjustment (COLA), SSI payments have increased in 2025, with eligible individuals receiving up to $967 per month and couples qualifying for a maximum of $1,450 per month.
The Social Security Administration (SSA) has confirmed that this adjustment is aimed at helping low-income individuals keep up with inflation. But who qualifies for these increased payments? Let’s break it down.
Who Can Receive SSI in 2025?
To qualify for SSI, you must meet strict income and resource limits and fit into one of the following categories:
- Age 65 or older
- Blind or partially blind
- Disabled with a medical condition preventing work for at least 12 months or expected to be fatal
Your income and assets also play a major role in eligibility. SSI is designed for those with limited financial resources. Here are the limits for 2025:
- Income: Countable income must be below the federal benefit rate ($967 for individuals, $1,450 for couples). Wages, Social Security benefits, and even help from friends or family can count as income. However, the SSA excludes certain amounts, such as the first $20 of most income and the first $65 of earnings.
- Assets: Individuals must have less than $2,000 in countable resources, while couples can have up to $3,000. Some assets, like your home and one vehicle, do not count toward this limit.
How to Apply for SSI
If you think you qualify, you can apply online at www.ssa.gov/ssi, call the SSA at 1-800-772-1213, or visit your local Social Security office. The application requires documents proving your income, living situation, and medical condition (if applying for disability benefits).
Final Thoughts
Yes, the $1,450 SSI payment for 2025 is real, but only eligible couples will receive this full amount. Individuals can expect up to $967 per month, depending on their financial situation. If you or someone you know may qualify, now is the time to check your eligibility and apply for benefits.
With rising costs in 2025, every extra dollar counts. Don’t miss out on the financial support you may be entitled to!
