If you’re a Social Security beneficiary born between the 11th and 20th of any month, you’re in luck—your February payment is on the way! The Social Security Administration (SSA) has confirmed that payments for this group will be deposited on Wednesday, February 19, 2025.
How Does the SSA Payment Schedule Work?
The SSA follows a structured payment schedule based on birth dates:
- Born 1st-10th: Payments arrive on the second Wednesday of the month (February 12).
- Born 11th-20th: Payments land on the third Wednesday (February 19).
- Born 21st-31st: Expect your money on the fourth Wednesday (February 26).
However, if you started receiving Social Security benefits before May 1997 or if you collect both Social Security and Supplemental Security Income (SSI), your payment schedule is different. Instead of the standard birth-date-based system, you typically receive payments on the 3rd of each month. If that date falls on a weekend or holiday, the money arrives on the nearest business day.
Bigger Payments in 2025!
Thanks to the 2025 Cost-of-Living Adjustment (COLA), Social Security recipients are getting 2.5% more this year! This means:
- The average monthly Social Security check is now $1,976 (up from $1,907).
- The maximum benefit for those who delay retirement until age 70 has increased to $5,108!
This raise helps retirees and beneficiaries keep up with inflation and maintain their purchasing power.
How to Get Your Money on Time
To avoid any delays, make sure you’re enrolled in direct deposit. This is the fastest and safest way to receive your benefits. You can sign up by:
- Visiting SSA.gov and logging into your “my Social Security” account.
- Calling the SSA at 1-800-772-1213.
- Visiting your local Social Security office.
What If Your Payment Is Late?
If February 19 comes and goes without your payment showing up, don’t panic! The SSA advises waiting at least three mailing days before taking action. If you still haven’t received your benefits by then, contact the SSA to report the issue.
Stay Updated!
For the latest updates on Social Security, including payment dates and benefit increases, visit the SSA’s official website at www.ssa.gov.
