Missed Out on Stimulus Cash? Here’s How to Get Your $1400 Now

As 2025 begins, many Americans are wondering if there will be a new round of federal stimulus checks. While the federal government has not announced a fourth stimulus payment, the IRS is issuing $1,400 payments to individuals who missed out on the 2021 Recovery Rebate Credit (RRC). This initiative targets taxpayers who were eligible for previous stimulus payments but did not claim them. Here’s what you need to know about eligibility, payment details, and how to claim your money.

Who Is Eligible for the $1,400 Payment?

These payments are for individuals who missed the third round of Economic Impact Payments (EIPs) in 2021. To qualify, you must meet the following criteria:

  • Filed a 2021 Tax Return: Taxpayers who submitted a 2021 return but left the Recovery Rebate Credit section blank or entered $0 are eligible.
  • Missed Previous Stimulus Payments: Individuals who did not receive one or more of the payments issued during the pandemic may still qualify for the RRC.

Eligibility is based on income thresholds from the original 2021 guidelines:

  • Single Filers: Adjusted gross income (AGI) up to $75,000.
  • Married Filing Jointly: AGI up to $150,000.
  • Heads of Household: AGI up to $112,500.

How Much Can You Get?

The IRS is sending up to $1,400 per eligible person. For example, a married couple filing jointly with two dependents could receive up to $5,600. The exact amount depends on your 2021 income and the size of your household.

How and When Will Payments Be Made?

  • Payment Method: Payments will be issued via direct deposit or mailed as a paper check, based on the payment method listed on your most recent tax return.
  • Timeline: The IRS began issuing these payments in late 2024, with most recipients expected to receive them by early 2025.
  • Notification: If you qualify, the IRS will send a letter confirming the payment.

What If You Didn’t File a 2021 Tax Return?

If you didn’t file a 2021 tax return but believe you’re eligible, there’s still time to act:

  1. File Your 2021 Tax Return: Submit your return before April 15, 2025, to claim the Recovery Rebate Credit.
  2. Non-Filer Tool: Use the IRS’s online non-filer tool if you’re not typically required to file taxes.

Are New Federal Stimulus Checks Coming in 2025?

Currently, no new federal stimulus programs are offering $2,000 payments for 2025. However, some states are running their own relief initiatives:

  • California: The Middle-Class Tax Refund provided payments of up to $1,050 in 2024, and similar programs may be introduced this year.
  • Colorado and New Mexico: These states have also provided inflation relief checks in the past.

Be sure to check with your state government for updates on local programs.

Beware of Scams

With the buzz around stimulus checks, scammers may attempt to take advantage of the confusion. Always verify information directly with the IRS or your state’s official website. Never share personal or financial information over the phone or email unless you are certain it’s legitimate.

Key Takeaways

While no new federal stimulus payments have been announced for 2025, the IRS is still issuing $1,400 payments to those eligible for the 2021 Recovery Rebate Credit. If you missed out on previous stimulus checks, there’s still time to file and claim the money you’re owed.

For more information, visit the IRS website or consult with a tax professional.

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