Tax season is here, and millions of Americans are eager to receive their refunds, especially those claiming the Earned Income Tax Credit (EITC). This credit helps low and moderate-income workers by reducing taxes and increasing refunds. But if you’re claiming it, you might have to wait a little longer for your money.
So, when will the IRS start sending out EITC refunds in 2025? Here’s everything you need to know.
Why EITC Refunds Are Delayed
If you’re counting on your refund, you might be wondering why it takes longer for EITC filers. It’s all because of the PATH Act, a law designed to prevent fraud. The IRS is required to hold refunds for taxpayers claiming the EITC and the Additional Child Tax Credit (ACTC) until at least mid-February.
This delay allows the IRS to verify income details and reduce fraudulent claims. While it can be frustrating, it helps ensure that refunds go to the right people.
The Earliest You Can Get Your EITC Refund in 2025
The IRS officially started accepting tax returns on January 27, 2025. If you file early, choose direct deposit, and everything is correct on your return, here’s when you can expect your refund:
- February 22, 2025 – The IRS “Where’s My Refund?” tool will start updating EITC filers with a refund status.
- March 3, 2025 – Most EITC refunds should hit bank accounts via direct deposit.
If you opted for a paper check, it might take a little longer—possibly until mid-March.
What Could Delay Your Refund?
Even with these estimated dates, some factors might slow down your refund:
- Filing a Paper Return – E-filing is always faster. Paper returns can take weeks longer to process.
- Mistakes on Your Tax Return – Errors, missing information, or mismatched data can cause delays.
- Debt Offsets – If you owe child support, student loans, or back taxes, the IRS might reduce or take your refund.
How to Track Your Refund
The best way to know when your money is coming is to use the IRS “Where’s My Refund?” tool or the IRS2Go mobile app. All you need is your Social Security Number (SSN), filing status, and refund amount to get an update.
Final Thoughts
While waiting for a refund can be frustrating, knowing the timeline can help you plan ahead. If you file early, avoid mistakes, and choose direct deposit, you should see your money by early March.
For the most up-to-date information, check the IRS website or track your refund through the IRS2Go app.
