The IRS has a surprise for over a million Americans—$1,400 stimulus checks are being sent out automatically to those who were eligible but missed out on COVID relief payments. The money comes from the 2021 Recovery Rebate Credit, part of the federal effort to ensure no one misses the financial support they’re entitled to.
Why Is the IRS Sending Out These Checks?
During the COVID-19 pandemic, millions of Americans received stimulus payments (also called Economic Impact Payments). However, some eligible individuals either never got their checks or didn’t claim the credit when filing their 2021 taxes.
Now, the IRS has reviewed tax filings and discovered around one million people who qualify for up to $1,400 in stimulus funds but didn’t receive them. To fix this, the agency is automatically sending out payments—no extra paperwork or amended returns required.
Who Can Expect a Check?
To qualify for this surprise payment, you must meet certain criteria:
- Income Limits: Individuals earning less than $75,000, heads of household making less than $112,500, and married couples earning less than $150,000 are eligible. If your income is slightly above those amounts, you may still qualify for a reduced payment.
- Filing Status: You must have filed a 2021 tax return and not been listed as a dependent on someone else’s return.
- Citizenship Requirement: U.S. citizens and resident aliens with valid Social Security Numbers are eligible.
When Will Payments Arrive?
The IRS started sending these payments in late December 2024, and most recipients should have the money by the end of January 2025. If you filed your 2021 taxes with direct deposit, you’ll get the payment straight to your bank account. If not, a paper check will be mailed to you.
What to Do If You Haven’t Received a Payment
If you think you’re eligible but don’t see the funds by the end of January, here’s what you can do:
- Review Your 2021 Tax Return: Double-check if you meet the income and eligibility requirements.
- Use the IRS Online Tool: The IRS offers an online service where you can check the status of your payment.
- Contact the IRS: If you still have questions or think you’ve been missed, reach out to the IRS directly.
Why Is This Important?
These payments are a part of the government’s ongoing effort to provide relief for families and individuals affected by the pandemic. With many Americans struggling with inflation and rising costs, receiving this extra $1,400 could make a significant difference.
Don’t miss out—check your eligibility and stay informed to ensure you get the financial support you deserve.
