Tax season is here, and if you have dependents, you’ll want to know when you can expect your IRS refund. The good news? If you file your taxes correctly and on time, you could see your refund in just a few weeks. But for families claiming certain credits, there may be delays. Here’s what you need to know about the 2025 IRS tax refund schedule.
When Can You File Your Taxes?
The IRS officially started accepting tax returns on January 27, 2025. The sooner you file, the sooner you can expect your refund—unless your return includes certain credits that require extra processing time.
How Long Will It Take to Get Your Refund?
If you file electronically (e-file) and choose direct deposit, you can usually expect your refund within 10 to 21 days. However, if you mail a paper return, it could take anywhere from 4 to 8 weeks.
To check your refund status, use the “Where’s My Refund?” tool on the IRS website or download the IRS2Go mobile app.
Why Some Refunds Are Delayed
If you claim the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), your refund will be delayed due to the Protecting Americans from Tax Hikes (PATH) Act.
The IRS holds refunds for these credits until mid-February to prevent fraud. If you file early and claim these credits, expect your refund by March 3, 2025, as long as there are no issues with your return.
Tax Credits That Can Increase Your Refund
Families with dependents should take advantage of these valuable tax credits:
- Child Tax Credit (CTC): You can claim up to $2,000 per child under 17. However, the credit starts to phase out if your income is above $200,000 (single filers) or $400,000 (married filing jointly).
- Additional Child Tax Credit (ACTC): If your tax bill is too low to claim the full CTC, you might get a refundable credit of up to $1,700 per child.
- Child and Dependent Care Credit: If you paid for childcare while working, you might qualify for this credit, which can cover a portion of your expenses.
How to Get Your Refund Faster
Want your refund as quickly as possible? Follow these tips:
- File Electronically: E-filing reduces errors and speeds up processing compared to mailing a paper return.
- Use Direct Deposit: This is the fastest way to receive your refund—no waiting for a check in the mail.
- Double-Check Your Return: Mistakes like incorrect Social Security numbers or bank details can cause delays.
Final Thoughts
If you’re expecting a refund this tax season, knowing the timeline and possible delays can help you plan your finances. Filing early, choosing direct deposit, and making sure everything is correct on your return are the best ways to ensure you get your money as quickly as possible. Stay informed, and happy filing!
