The 2025 tax season is officially here, and there’s good news for millions of taxpayers. The IRS has confirmed that you can file your federal income tax returns for free using its IRS Free File program. The deadline to submit your tax return and pay any owed taxes is April 15, 2025. If you need more time, you can request an extension until October 15, 2025—but don’t wait until the last minute!
Here’s everything you need to know to take advantage of this free service.
What Is IRS Free File?
The IRS Free File program is designed to help taxpayers file their taxes without paying for expensive software or tax preparers. It works through a partnership between the IRS and well-known tax software companies. You have two options based on your income and comfort level:
- Guided Tax Software: This option is perfect if your adjusted gross income (AGI) is $84,000 or less. It offers easy-to-use software that walks you through your taxes step by step. Some providers even offer free state tax filing, saving you even more money.
- Free File Fillable Forms: If you’re confident preparing your own taxes, you can use this option, which is open to taxpayers of any income level. It’s similar to filling out paper forms, but online. Just note that this option doesn’t offer much guidance.
New Feature for 2025: IRS Direct File Expansion
This year, the IRS is making it even easier with an expanded Direct File program. Previously available in 12 states, it’s now offered in 25 states. This means more taxpayers can directly file their federal taxes through the IRS website, completely free. If you live in a participating state, you can also take advantage of state tax services.
Which States Are Participating in Direct File?
The expansion includes major states like California, New York, Texas, Illinois, and Florida, among others. If you lived and worked in one of the 25 participating states for all of 2024, you’re eligible to use this feature.
Step-by-Step: How to File Your Taxes for Free
- Gather Your Documents: Make sure you have all the paperwork you’ll need, like your W-2s, 1099s, and records of any other income.
- Choose Your Free File Option: Visit the IRS website and decide whether you prefer the guided software option or fillable forms.
- Follow the Instructions: The software or forms will guide you through entering your income, deductions, and credits.
- Submit Your Return: Once you’ve filled out everything correctly, you can submit your return electronically.
What to Watch Out For
- State Tax Returns: Some Free File providers offer free state tax returns, but others may charge a fee. Check the details before you start.
- Extensions: Need more time? You can file for an extension until October 15, 2025. But remember, an extension only gives you more time to file, not more time to pay. Any taxes owed are still due by April 15, 2025.
- Security and Privacy: Worried about your personal information? Don’t be. The IRS Free File program has strict security measures to protect your data. Participating companies can’t use your tax information without your consent.
Why You Shouldn’t Wait
Filing early can help you avoid last-minute stress and ensure you get your refund faster. Plus, if you owe taxes, you’ll have more time to figure out how to pay.
This year, don’t spend extra money on tax preparation when you could be filing for free. Head to the IRS website, get started with Free File, and make sure your taxes are submitted by April 15!
