The 2025 tax filing season officially kicked off on January 27, 2025, with the IRS set to process over 140 million tax returns before the April 15 deadline. If you’re expecting a refund this year, knowing the payment schedule and eligibility criteria can help you avoid unnecessary delays.
When Will You Get Your Tax Refund?
The IRS aims to issue most refunds within 21 days for those who file electronically and choose direct deposit. However, some taxpayers may experience longer wait times depending on certain factors.
One major reason for delays is if you claim the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC). A federal law known as the PATH Act prevents the IRS from releasing these refunds before mid-February to prevent fraud. If you’re eligible, expect your refund to arrive by March 3, 2025 – assuming there are no issues with your tax return.
Filing a paper return instead of e-filing can also slow things down, with processing times extending to four weeks or longer.
Who Qualifies for Key Tax Credits?
Many taxpayers count on credits like the EITC and Child Tax Credit (CTC) to boost their refunds. But do you qualify?
Earned Income Tax Credit (EITC)
The EITC helps low- and moderate-income workers get a bigger refund. Your income, filing status, and number of dependents all play a role in determining how much you can receive.
Here are the income limits for 2024 tax returns:
Single or Head of Household:
- No children: $18,591
- One child: $49,084
- Two children: $55,768
- Three or more children: $59,899
Married Filing Jointly:
- No children: $25,511
- One child: $56,004
- Two children: $62,688
- Three or more children: $66,819
Additionally, if you have investment income over $11,600, you won’t qualify for the EITC.
Child Tax Credit (CTC)
The CTC allows families to claim up to $2,000 per child under the age of 17. However, the credit phases out for those with an adjusted gross income (AGI) above:
- $200,000 (for single filers)
- $400,000 (for married couples filing jointly)
Will There Be Refund Delays in 2025?
The IRS is facing staffing challenges after laying off nearly 7,000 workers in early 2025, which could lead to slower processing times and customer service delays. Because of this, taxpayers are strongly encouraged to file as early as possible and double-check their returns for errors.
How to Track Your Refund
Want to know where your refund is? The IRS offers a tool called “Where’s My Refund?”, available on IRS.gov or through the IRS2Go mobile app. You’ll need:
✔ Your Social Security number (SSN) or ITIN
✔ Your filing status
✔ The exact refund amount you claimed
Tips to Get Your Refund Faster
✔ File electronically and choose direct deposit – this is the fastest way to receive your money.
✔ Avoid errors – mistakes can cause delays, so double-check your return.
✔ Be patient – if you claimed the EITC or ACTC, expect a longer wait.
By staying informed and proactive, you can maximize your refund and avoid unnecessary delays this tax season.
