“I’m afraid to inquire about this.” This 50-year-old widow from Illinois claims she paid for her children’s college educations, but she currently has no retirement funds. Dave Ramsey advised her of this

“The Ramsey Show” recently highlighted a problem that many Americans encounter: retiring with little or no money.

Jodi from Springfield, Illinois, contacted Dave Ramsey’s financial assistance show and sadly found herself in this position. “I feel ashamed to pose this query,” the fifty-year-old widow remarked. “I don’t plan to retire. I’m prepared to begin my retirement, but I have no idea where to look or how to get started.

Jodi added that she paid off the mortgage and funded her children’s college education using the insurance money she was given following her husband’s passing.

She currently owns her home free and clear, but her income as a social worker is barely $36,000 after taxes, while she only has $1,000 set up for emergencies.