Can I still collect both my own Social Security and that of my deceased spouse? Below are “survivor benefits” secrets you should be aware of

Even though it can be tough to think about, you must think about what would happen if one spouse passes away before the other. Your retirement plans may involve getting an RV or taking a global vacation.

The Social Security survivors’ payments, which are a transfer of the dead’s retirement payment and which a widow or widower can get after they reach the age of 60 (or younger in some circumstances), are one crucial consideration in this context.

Similar to retirement payouts, the Social Security Administration (SSA) focuses its determination of a living spouse’s eligibility and benefit allocation on a complicated set of characteristics (which include age, years of employment, and lifetime earnings).