A new scam is making the rounds, tricking taxpayers into believing they’re getting a $1,400 stimulus check from the IRS. But don’t be fooled—this is just another phishing attempt designed to steal your personal and financial information.
According to the IRS and the Better Business Bureau (BBB), scammers are sending text messages claiming that recipients are eligible for a $1,400 stimulus payment. The message includes a link that directs users to a fake IRS website, where they are asked to enter sensitive details such as their Social Security number and banking information.
How the Scam Works
The scam text usually contains language that sounds urgent, pressuring you to act quickly to claim your money. It might say something like:
“You are eligible for a $1,400 stimulus check. Click the link below to claim your payment before it expires!”
Once you click the link, you’re either taken to a fake IRS website or your device is infected with malware that can steal your personal data.
The IRS has repeatedly stated that they do not send text messages or emails asking for personal information. If you receive such a message, it is a scam. The agency typically communicates with taxpayers via official letters sent through the U.S. Postal Service.
Are Stimulus Checks Still Being Sent?
Yes—but only under specific circumstances. Back in December 2024, the IRS announced that it would be issuing $1,400 payments to about one million taxpayers who had not claimed the Recovery Rebate Credit on their 2021 tax returns.
However, these payments are being sent automatically. If you qualify, you don’t need to do anything—the money will either be deposited directly into your bank account or mailed as a check. If anyone asks you to click a link or enter personal details to receive a stimulus payment, it’s a scam.
How to Protect Yourself From This Scam
To avoid falling victim to this scheme, follow these simple guidelines:
Ignore Unexpected Texts: If you receive a message claiming to be from the IRS, don’t click any links or respond. The IRS never initiates contact this way.
Verify the Source: If you’re unsure about a message, visit the official IRS website at IRS.gov to check for legitimate announcements.
Look for Red Flags: Scammers often use urgent language, grammatical errors, or unofficial-looking links. These are all warning signs of a scam.
Report Suspicious Messages: Forward scam texts to the IRS at [email protected] and report them to the BBB Scam Tracker.
What to Do If You Clicked the Link
If you’ve already clicked the link or entered your personal information, act quickly:
🔹 Change Your Passwords Immediately – If you entered banking details, update your online banking passwords right away.
🔹 Monitor Your Accounts – Check your bank and credit card statements for any suspicious activity.
🔹 Report the Fraud – Contact your bank, the IRS, and the Federal Trade Commission (FTC) to report the scam.
Final Thoughts
Scammers are always looking for ways to take advantage of taxpayers, especially during tax season. If you receive a message about a $1,400 stimulus check, be skeptical. Always verify information through official government sources and never share personal details through text or email.
By staying alert and informed, you can protect yourself and your hard-earned money from falling into the hands of fraudsters. Stay safe, and spread the word!
