Many retirees are leaving money on the table without even knowing it. Thanks to the Supplemental Security Income (SSI) program, eligible individuals can receive up to $967 per month in additional retirement income in 2025. If you’re 65 or older, or living with a disability, this program could provide a critical financial boost. Here’s what you need to know about meeting the eligibility criteria and applying.
What Are the Two Eligibility Criteria?
To qualify for the $967 monthly SSI benefit, applicants must meet two main requirements:
- Age or Disability Status
- You must be 65 years or older OR
- Be blind or have a disability that significantly limits your ability to work
- Financial Limitations
SSI is designed for low-income individuals, so you’ll need to meet these financial guidelines:
Limited Income: Your earnings, Social Security benefits, pensions, or other income must fall within certain limits.
Limited Resources: Your assets, such as bank accounts, cash, and other resources, must be less than $2,000 for individuals or $3,000 for couples.
Common resources that count toward these limits include savings accounts, stocks, and property (other than your primary residence). However, your home and car are generally not counted against you.
How Much Can You Receive?
The standard SSI payment for 2025 is set at $967 per month for an individual and $1,450 per month for couples. However, your actual benefit may vary depending on:
- Other sources of income – If you receive Social Security retirement or disability benefits, it may reduce your SSI payment.
- Living arrangements – If you live with family or receive free housing, your benefit amount could be adjusted.
Even if you don’t qualify for the full $967, you may still be eligible for partial payments.
How to Apply for SSI
Applying for SSI is straightforward, and there are multiple ways to do it:
Online Application: Visit the Social Security Administration’s official website to begin your application.
By Phone: Call 1-800-772-1213 to speak with a representative or schedule an appointment.
In-Person: Visit your local Social Security office to apply directly.
When applying, be prepared to provide documentation, including:
- Proof of identity (Social Security card or birth certificate)
- Proof of income and resources (bank statements, wage stubs, benefit letters)
- Proof of living arrangements (rent agreements, utility bills)
Why You Should Apply for SSI
SSI benefits can make a significant difference for retirees or disabled individuals who are struggling to make ends meet. The extra $967 per month can help cover essentials such as:
Groceries and household expenses
Medical costs and prescriptions
Transportation and Utilities
Many people mistakenly believe they don’t qualify, but even if you have some income or resources, partial benefits may still be available. The key is understanding the eligibility requirements and applying as soon as possible.
Final Thoughts
If you’re a retiree or disabled individual with limited income, you could be eligible for an extra $967 per month through SSI. With a simple application process and flexible eligibility rules, there’s no reason to miss out on this valuable financial support.
Check your eligibility today by visiting the SSA website or contacting your local Social Security office. Don’t miss your chance to secure the extra income that could make a major difference in your retirement!
