2024 Social Security COLA Brings 3.2% Increase for Retirees

2024 Social Security COLA Brings 3.2% Increase for Retirees

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While this figure is notably lower than the 8.7% surge witnessed in 2023, it still promises significant relief for millions of recipients.

2024 Social Security COLA Brings 3.2% Increase for Retirees
2024 Social Security COLA Brings 3.2% Increase for Retirees ( Photo: Norman Transcript )

Retirees across America are set to benefit from the 2024 Social Security COLA, which stands at 3.2%

Starting January 2024, all individuals receiving Social Security payments can anticipate a welcome rise in their benefits. For instance, based on the average monthly payment of $1,840.27 in August 2023, the 3.2% COLA for 2024 will elevate this to $1,899.16, an increase of $58.89.

However, it’s crucial to note that this full increase may not be directly reflected in retirees’ bank accounts each month. The reason lies in the likely rise of Medicare Part B premiums. Most Medicare beneficiaries have these premiums automatically deducted from their Social Security benefits. The projected standard monthly Part B premium for 2024 is $174.20, marking an increase of $9.80. This uptick will reduce the net impact of the Social Security COLA by nearly 17%.

A timing issue regarding the Social Security COLA calculation means that retirees will have already grappled with increased costs of goods and services before benefiting from the Social Security boost for the coming year

With the potential for further inflation, particularly in fuel prices, the effectiveness of the 3.2% Social Security COLA could be diminished.

Despite these considerations, the 2024 Social Security COLA undeniably offers a welcome increase for retirees, offering a vital financial cushion in the face of rising costs.

 

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