Millions of Americans relying on the Supplemental Nutrition Assistance Program (SNAP) will soon receive increased monthly benefits, with the average payment now reaching $199 per person. This boost is part of a 2.5% Cost-of-Living Adjustment (COLA) introduced to help low-income families and individuals manage the rising costs of groceries.
The adjustment, effective January 2025, comes as food prices remain high due to lingering inflation. The COLA is reviewed annually to ensure that SNAP benefits align with current living expenses.
How Much Will You Receive?
While the new average payment is $199 per person, the amount you receive will depend on your household size, income, and eligibility. Here’s a breakdown of the maximum monthly benefits for households in 2025:
- 1 person: $292
- 2 people: $536
- 3 people: $768
- 4 people: $975
- 5 people: $1,158
- 6 people: $1,390
- 7 people: $1,536
- 8 people: $1,756
For households larger than eight, an additional $220 will be added per person.
Who Qualifies for SNAP Benefits?
To be eligible for SNAP, households must meet specific income and resource requirements. Here are the basics:
- Income: Your gross monthly income must be at or below 130% of the federal poverty level. Your net income (after deductions) must be at or below 100% of the federal poverty level.
- Resources: Households without an elderly or disabled member can have up to $3,000 in countable resources. For households with an elderly (60 or older) or disabled member, this limit increases to $4,500.
Additionally, able-bodied adults without dependents (ABAWDs) aged 18-49 must meet work requirements. They must work at least 80 hours per month or participate in an approved work or training program. However, some states may waive these requirements in areas with high unemployment.
How to Apply for SNAP
If you think you qualify, you can apply through your state’s SNAP agency. Most states allow you to apply online, over the phone, or in person at local offices. Be prepared to provide documents proving your identity, residency, income, and expenses.
Using Your SNAP Benefits
Approved recipients receive an Electronic Benefits Transfer (EBT) card, which functions like a debit card and can be used to buy eligible food items at grocery stores, farmers markets, and some online retailers. To check your balance, log into your state’s SNAP portal or call the number on the back of your EBT card.
This COLA adjustment aims to provide extra financial relief to SNAP households, ensuring they have more help as food prices remain a challenge.
