Good news for millions of Americans receiving Supplemental Security Income (SSI)! In 2025, the Social Security Administration (SSA) is increasing SSI payments to help beneficiaries keep up with the rising cost of living. This change means that eligible couples can now receive up to $1,450 per month, while individuals can get a maximum of $967 per month.
Why Is SSI Increasing in 2025?
Each year, the SSA adjusts SSI benefits based on inflation. For 2025, the Cost-of-Living Adjustment (COLA) is 2.5%, meaning recipients will see a small but important boost in their monthly payments.
Who Qualifies for SSI in 2025?
SSI is designed for Americans who have limited income and resources and fall into one of these categories:
- Aged 65 or older
- Blind
- Disabled
To qualify, an individual’s total resources (such as cash, bank accounts, and certain property) must not exceed $2,000. For couples, the limit is $3,000. However, assets like your home and one vehicle are not counted when determining eligibility.
When Will You Get Your SSI Payment?
SSI payments are usually sent out on the first of each month. However, if that date falls on a weekend or a federal holiday, payments are sent on the last business day before. For example, the January 2025 payment was deposited on December 31, 2024, since January 1 was a holiday.
Can You Get More Than the Federal SSI Payment?
Yes! Some states offer additional SSI payments on top of the federal amount. If you live in a state that provides these supplements, you could receive even more each month. Check with your state’s social services office to see if you qualify.
What You Need to Do
If you’re already receiving SSI, your payment increase will be automatic—you don’t need to do anything. If you believe you qualify but haven’t applied yet, visit the official SSA website or call your local Social Security office to start your application.
Bottom Line
The $1,450 SSI payment for 2025 is a welcome increase for many Americans struggling with the cost of living. If you’re eligible, make sure you’re prepared for the new payment schedule, and check if your state offers additional benefits.
Want to know more? Visit the Social Security Administration’s website or call their office for personalized assistance.
